Business Insurance Coverages
Rutledge Group wants to help you reduce your business’ risks and cut your insurance costs. Our customized commercial programs may include a breadth of insurance coverages, including:
Bonds
Surety and performance bonds that stand behind your work as a contractor or professional.
Commercial Auto
Physical damage and liability coverage for your company’s owned, non-owned or leased vehicles.
Commercial Liability
Financial resources that protect you when your company or organization faces a claim or lawsuit related to your operations.
Commercial Property
Coverage for buildings, premises and property for property owners and tenants.
Directors & Officers
Legal liability protection for board members serving corporations and nonprofit organizations.
Employee Benefits
Health insurance, health savings accounts, short-term disability coverage, long-term disability coverage, life insurance, and other benefits.
Employment Practices Liability
Protection for the human resources risks faced by businesses, professional corporations, and nonprofit organizations.
Home-Based Business
Specific coverage for startup ventures and small businesses that operate from a home but are not protected by homeowners insurance.
Inland Marine
Coverage for goods and property while in transit.
Ordinance or Law Coverage
Covers additional expenses to meet local building codes when rebuilding or repairing damaged property.
Professional Liability
Medical liability, lawyers professional liability, and other coverages for professionals.
Umbrella and Excess Liability
Protection that goes above and beyond the limits and coverages of underlying liability and automobile insurance policies.
Workers Compensation
Coverage for employees mandated by state laws to pay for workplace accidents/illnesses.